I finished reading the book, A Teenager’s Guide to Achieving Early Financial Independence, First To A Million by Dan Sheeks, so here is my book report. This book teaches a lot about being financially independent and this book is for teens, so you should show them this book. In the first chapter of the book it talks a lot about what financial independence (FI) is and why you should do it. The next few chapters of the book it talks about why you should not follow the “American Dream.” Then, the book starts slowly going into how you can achieve financial independence. The book likes to focus on four mechanisms.

 1. Making more money 

2. Saving money 

3. Spend less 

4. Investing more

   This book also talks about other things like good debt vs. bad debt, real assets vs. false assets, credit score, and credit cards. This book also talks about different types of investing. For example, index funds and real estate investing. The book talks about college too. It talks about if college is good for you, the pros and cons of going to college, and what you should do if you want to go to college. 

   These are really good things to learn about early so you can achieve financial independence faster. I really like this book because it teaches all about financial independence and it has made me want to start investing. I am only twelve and my dad recommended this book for me to read this summer and I really like the book. If you have a teen that wants to be financially independent, or that doesn’t know if he or she wants to go to college I recommend showing them this book, and that concludes my book report.